YOUR FUTURE Should Not Be Left Up To Chance

Richard C. James
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Estate Planning

Creating your will

You might not want to think about creating a will, but it is a crucial part of any estate plan – especially if you have children. When you create your will, it is your opportunity to divide your estate as you see fit, and you can be as specific as you want. By...

Do debts die with you?

There needs to be some restriction on the forgiveness of debts when people die. Otherwise, people on their deathbed could go to the bank, take out the biggest loan they can get, turn to their family and say, “Here’s a little something to remember me by.” What happens...